THD89 Payment Card and RFID Smart Chip

The THD89 payment card and RFID smart chip are a secure dual-interface solution that supports global and national encryption standards for payment, identification, and IoT applications. Customisation is available; please inquire for pricing.

  1. Supports contact, contactless, and dual interfaces
  2.  Equipped with ARM 32-bit Secure Core SC000
  3. FLASH-based data storage with high endurance
  4. Compatible with ISO/IEC 14443 Type A and ISO/IEC 7816 standards
  5. Advanced cryptographic algorithms including DES/3DES, AES, SM1/SM3/SM4, and RSA

Descripción

The THD89 Payment Card and RFID Smart Chip is a versatile and secure dual-interface solution designed for modern payment, identification, and IoT applications. Built on the ARM 32-bit Secure Core SC000, it delivers high performance, enhanced data protection, and reliable operation across a wide range of environments.

The chip supports contact, contactless, and dual-interface communication, fully compliant with ISO/IEC 7816 and ISO/IEC 14443 Type A standards. This ensures compatibility with global payment terminals, government ID systems, and RFID-based infrastructures. With FLASH-based data storage, the THD89 offers high endurance and flexibility, making it ideal for frequently updated or multi-application cards.

Security is at the core of the THD89. It integrates a comprehensive cryptographic suite including DES/3DES, AES, RSA, and SM1/SM3/SM4 algorithms, meeting both international and domestic encryption standards. This makes it suitable for financial-grade payment systems as well as government-certified secure identification.

In addition to its technical strengths, the THD89 supports extensive customisation options—including personalised card designs, printed logos, and tailored packaging—allowing system integrators and solution providers to build branded and secure innovative card products efficiently.

The THD89 combines performance, adaptability, and security in one compact platform, making it an excellent choice for payment cards, eID programs, corporate access control, and intelligent IoT authentication systems.

Product Parameters

Java Card Specs – THD89
Material PVC, PET, PET-G, PC
Size CR80 standard 86×54mm, customised
Printing Blank or Customised
Thickness 0.76mm, 0.81mm
Chip THD89
CPU 32-bit ARM core
EEPROM Up to 256KB Flash
Interface Contact / Contactless / Dual
Protocol T=0, T=1, T=CL
Java Card Version Java Card 3.0.4
Global Platform GP 2.2.2
User Memory 80KB+
Crypto Support DES / T-DES / ECC / RSA / CRC / SM1 / SM3 / SM4 / SM2
Lifetime >500,000 read/write cycles, >25 years
Certifications EMVCo, CC EAL4+
Applications Access Management, eGovernment (ID, health cards,
driver’s licenses, eHealth Card (eHC), National eID,
Transport Card、Payment Card、RFID Credit Card

Application Areas

Payment and Banking

Credit/Debit/EMV Bank Cards: Comply with ISO/IEC 7816 & 14443 standards, supporting both contactless and contactless payments.
Prepaid/Gift/Stored-Value Cards: Flash memory is resistant to high-frequency transactions and data erasure.
E-Wallets/NFC Wearable Payment Devices: Suitable for near-field payment scenarios such as public transportation cards, mobile wallets, and POS terminals.

Government & Identification

E-ID Cards/Driver’s Licenses/Social Security Cards/Medical Insurance Cards: Support RSA and the National Security SM series of algorithms, meeting eID and national security standards.
Residence Permits/Passport Chips/Civil Servant IDs: Support encrypted authentication and long-term data storage.
Public Transportation and City Cards: Dual-interface architecture facilitates multi-purpose access for subways, buses, parking, and more.

Corporate Access & Authentication

Corporate Access Cards/Employee ID Cards/Secure Login Cards: Integrate with the PKI system for identity authentication, digital signatures, and network login. Multifunctional Enterprise Card: Integrates access control, cafeteria consumption, attendance, and identity verification functions.
Security Token/Login Authentication Module: Works with smart terminals to implement two-step verification (2FA) or device-encrypted login.

IoT & Embedded Security

Smart Door Lock/Smart Warehousing System: Serves as a security chip for identity verification and data encryption.
Smart Home Device Authentication Module: Provides hardware-level secure boot and device pairing protection.
Logistics Tracking Tags/RFID Authentication Systems: Enable secure tracking and anti-counterfeiting in logistics or supply chains.

Loyalty & Brand Projects

Membership Cards/Rewards Cards/Store Top-Up Cards: Combine encryption and RFID technology for fast and secure customer identification.
Event Tickets/Exhibition Passes/Hotel Room Cards: Combine payment and identity verification functions.
Branded Cards: Support customisation with customer logos, graphics, and packaging, suitable for retail and corporate marketing scenarios.

THD89 is a “full-scenario” chip that spans payment, security, identity, and IoT. It can be used in bank-level secure payment systems, meet government identity authentication and corporate security access control needs, and can be embedded in smart devices and brand card customisation projects. It has very high flexibility and adaptability.

TMC THD89 Java Card use

FAQ

Q1: What is the THD89 smart card chip used for?
A1: The THD89 is designed for secure payment cards, RFID credit cards, and other identification applications. Its support for both contact and contactless interfaces makes it versatile for use in banking, transportation, and access control systems.

Q2: Does the THD89 support dual interface applications?
A2: Yes. The THD89 is available in contact, contactless, and dual interface versions. This allows card issuers to deploy the same chip for different use cases while maintaining security and compatibility.

Q3: What security algorithms are supported by the THD89?
A3: The THD89 supports DES, 3DES, AES, RSA, and the Chinese cryptographic algorithms SM1, SM3, and SM4. This wide range of cryptography ensures compliance with global and regional security standards.

Q4: What communication protocols are compatible with the THD89?
A4: It supports ISO/IEC 7816 T=0, T=1, and ISO/IEC 14443 Type A (T=CL). This makes it compatible with most smart card readers and payment terminals in the market.

Q5: What type of memory does the THD89 use?
A5: The THD89 uses FLASH memory for data storage, providing high reliability and flexibility for updates during the card lifecycle.

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